Posts for tag #Basic
visitor
Part 8 - Portfolio management
June 6, 2026
Managing a retirement portfolio during withdrawals is different from building it. My approach: a three-tier drawdown waterfall (dividends first, then cash, then harvested gains), rebalancing twice a year with 10% bands, and cash reserves that can cover 24+ months without selling a single equity share in a downturn.
visitor
Product Explore - Money Market ETFs
May 21, 2026
If you're holding cash in a broker account and earning little to no interest, EUR money market ETFs could be an option. While not risk-free (e.g., no deposit guarantee and swap-based structure), these products can help you recover lost interest.