Posts for tag #Risk
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Sequence of Returns Risk
August 11, 2026
Sequence of returns risk is the danger that poor investment returns early in retirement, combined with regular withdrawals, shrink your portfolio. This can produce poor outcomes in later years, including completely running out of money. Here's how it works, and what you can do about it.
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A painful 2022
June 12, 2026
In 2022, stocks and bonds fell together, breaking the diversification retirees usually count on. It changed how I approach investing: even a passive portfolio needs active risk management. I used backtested data on three iShares ETFs to see exactly how hard bonds were hit, and why.