Posts for tag #Portfolio
Overlap between ETFs - Part2
August 26, 2026
More overlap checks within my Dividend & Value sleeve: MSCI World Value duplicates about 90% of what I hold in Vanguard (5.71% of my total portfolio), and small-position TDIV duplicates 97% of Vanguard (2.3% of the total). I keep TDIV anyway - it pulls my regional allocation closer to target despite the overlap.
Overlap between ETFs - Part 1
August 10, 2026
I built my own tool to check overlap between my four largest equity ETFs (64% of the portfolio). Xtrackers S&P 500 vs MSCI World Value overlaps just 9.73%, but MSCI World Value vs MSCI World ex USA comes to 31.82% - three times higher. Nothing to act on yet, but worth no all is perfect.
A simpler portfolio setup
July 27, 2026
An 8-fund alternative to my full 14-fund portfolio, for less day-to-day complexity. Costs are about the same (0.22% vs 0.20% TER), but it comes with trade-offs: more concentration per fund, less visible EM exposure, and lower direct EUR exposure. Worth to take a look at if you'd rather keep things simple.
Portfolio Setup Summary
July 10, 2026
A retirement portfolio for income, built step by step in 8 posts: how I set my objectives, screened and picked ETFs, assembled the complete portfolio, and now manage it. This is my real portfolio, not a theoretical exercise - I started converting a large part of my assets into this exact setup in summer 2026.